(978) 539-9512 xavier.cole@exprealty.com

Straight answers. Real numbers. North Shore roots.Agents: work with me

Greater Boston · Town guide

Living in Winthrop, MA.

A dense, close-in peninsula town next to East Boston and Logan Airport, with ocean views, a rebuilt beach, a ferry to Boston, and a mix of single-families, two-families and condos.

Winthrop at a glance

Median single-family
$815,000
▲ 13.6% vs. last year
Median condo
$505,000
▼ 3.3% vs. last year
Days on market
54
single-family, year to date
Sale vs. original list
97.8%
single-family, year to date
Residential tax rate
$11.14
per $1,000, FY2026
Population
18,739
2024 Census estimate, −3.0% since 2020
To Boston
4 mi
straight line to City Hall
MBTA rail & ferry
Ferry

Winthrop market · September 2026 year to date

The numbers, before the opinions.

Winthrop single-family and condo market, September 2026 year to date
MeasureSingle-familyCondo
Median sale price$815,000$505,000
Change vs. last year▲ 13.6%▼ 3.3%
Sales closed3575
Median days on market5462
Sale price vs. original list97.8%97.5%
For sale at month end2049
Months of supply3.96.7

Source: Massachusetts Association of REALTORS®, Winthrop Local Market Update (PDF, opens in a new tab) (MLS PIN data). Year-to-date figures except homes for sale and months of supply, which are for the latest month. A town median is a starting point; the right price is street by street.

What the numbers mean

Buying or selling in Winthrop?

By the usual rule of thumb (under about four months of supply favors sellers, over six favors buyers), the Winthrop single-family market was seller-leaning, with 3.9 months of supply in the latest MAR report and homes selling for 97.8% of original list price on average. Individual streets, price ranges and property types can behave very differently.

If you're selling in Winthrop

  • Homes in Winthrop have sold for about 97.8% of their original list price on average, close to asking. Pricing near the market from day one is what keeps you there.
  • The median single-family home took about 54 days to sell. Plan your next move around that, plus about 30 to 60 days to close.

Get a home valuation in Winthrop · How I sell homes

If you're buying in Winthrop

  • Most Winthrop homes sell close to asking (97.8% of original list on average), so there's some room to negotiate, but rarely a lot on homes priced right.
  • With a median of about 54 days on market, you can be deliberate, and homes that have sat longer may have flexible sellers.
  • Condos in Winthrop had a median of $505,000 versus $815,000 for single-families. If the single-family budget is a stretch, a condo or a two-family can be a way in.

Winthrop homes for sale · How I help buyers

Side by side · September 2026 year to date

How does Winthrop compare with nearby towns?

Winthrop compared with the nearest towns I cover
TownMedian single-familyMedian condoDays on marketTax rate (FY2026)
Winthrop$815,000 ▲ 13.6%$505,00054$11.14
Revere$660,000 ▼ 1.9%$445,00037$8.94
Chelsea$696,000 ▲ 7.4%$470,00027$11.48
Boston$871,250 ▼ 3.7%$785,00044$12.40
Everett$680,000 0.0%$465,00037$12.62
Nahant$1,018,000 ▲ 19.8%$770,00074$8.99

Year-to-date medians from each town's MAR Local Market Update; tax rates per $1,000 from the Mass. Division of Local Services. Nearby = closest town centers among the towns I cover.

Town guide

What it's like to live in Winthrop.

What is it like to live in Winthrop?

Winthrop is a small, densely settled peninsula just across the harbor from downtown Boston, bordered by East Boston and Revere. It feels like a seaside town, with water on almost every side, but it's only a few miles from the city. Logan Airport is right next door.

What are Winthrop's neighborhoods like?

A quick orientation, not a ranking:

AreaWhat it's likeWorth a look if you want
Winthrop CenterShops, restaurants and the town hall areaWalking to errands
Winthrop Beach and Winthrop Shore DriveOcean views along the rebuilt beachWater views
Point ShirleyThe southern tip near Deer IslandA quiet, water-surrounded corner
Winthrop Highlands and Cottage HillHilly residential streets with harbor and city viewsViews and a residential feel

What does housing look like in Winthrop?

A mix of single-family homes, two- and three-families, and condos, including oceanfront condo buildings. Much of the housing is older and close together.

How is the commute from Winthrop to Boston?

Winthrop has ferry service from Winthrop Landing to Boston, buses to the Blue Line at Orient Heights, and a short drive through East Boston to the tunnels. Check current MBTA and ferry schedules.

Where do people spend time in Winthrop?

  • Winthrop Beach
  • The Deer Island walking path
  • The town center's restaurants

What should buyers and sellers know about Winthrop?

  • Airport noise: depending on the street and runway use, plane noise varies. Visit at different times of day.
  • Flood zones: check FEMA maps and get an insurance quote for any home near the water.
  • Pricing: homes have sold slightly below original list on average, with more supply than many nearby towns.

For public school information, see the Massachusetts Department of Elementary and Secondary Education's school and district profiles (Winthrop Public Schools).

Questions people actually ask.

How do you get from Winthrop to Boston?

By ferry from Winthrop Landing, by bus to the Blue Line, or by car through East Boston.

Is Winthrop affected by airport noise?

Some parts of town more than others. Spend time on the specific street before you buy.

MBTA stations in Winthrop

  • Ferry: Winthrop (Winthrop Landing)

Mortgage rates · week of October 15, 2026

What today's rate means for your payment in Winthrop.

The average 30-year fixed rate this week is 7.40%. On Winthrop's median single-family price of $815,000 with 20% down (a $652,000 loan), here's the monthly principal and interest, and how much a rate move changes it.

Monthly principal and interest on a $652,000 30-year loan in Winthrop at different rates
Scenario30-year ratePrincipal & interestvs. this week
A year ago6.27%$4,020/mo−$490/mo
This week7.40%$4,510/mo
If rates rise half a point7.90%$4,740/mo+$220/mo
If rates fall half a point6.90%$4,290/mo−$220/mo
If rates fall a full point6.40%$4,080/mo−$440/mo

Rate source: Freddie Mac Primary Mortgage Market Survey® (opens in a new tab), national weekly average. Principal and interest only; taxes, insurance and any condo fees are extra (use the calculator below). Your actual rate depends on your credit, loan type and points. Ask a lender for a quote, or ask me for an introduction.

Monthly cost calculator

What would a Winthrop home cost per month?

Pre-filled with Winthrop's median single-family price, its FY2026 tax rate and this week's average 30-year mortgage rate. Change anything. This is an estimate for planning, not a loan quote.

— / month

Principal & interest
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Insurance
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Condo/HOA
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Doesn't include mortgage insurance (often required under 20% down), utilities, or maintenance. Property tax here assumes the assessed value equals the price.

Talk with Xavier about Winthrop

How I help in Winthrop

Three ways to start.

Buy in Winthrop

What homes here actually sell for, what they cost to own, and an offer strategy you can defend.

Buying with Xavier

Sell in Winthrop

A price grounded in Winthrop sales, a plan for what to fix, and a clear read on every offer.

Get a home valuation

Invest in Winthrop

Two- and three-families run as numbers: rents, expenses, financing, and condition.

Multifamily & investing

Quick answers about Winthrop.

What is the median home price in Winthrop, MA?

The median single-family sale price in Winthrop was $815,000 for September 2026 year to date, compared with $717,500 for the same period a year earlier. The median condo sold for $505,000. Source: Massachusetts Association of REALTORS® (MLS PIN data).

How fast are homes selling in Winthrop?

Single-family homes that sold in Winthrop during September 2026 year to date spent a median of about 54 days on market and sold for 97.8% of their original list price on average, according to MAR.

What is the property tax rate in Winthrop, MA?

Winthrop's FY2026 residential property tax rate is $11.14 per $1,000 of assessed value (Massachusetts Division of Local Services). On a home assessed at the median single-family sale price, that's roughly $9,080 a year; your actual bill depends on the assessed value.

Is it a buyer's or seller's market in Winthrop, MA?

By the usual rule of thumb (under about four months of supply favors sellers, over six favors buyers), the Winthrop single-family market was seller-leaning, with 3.9 months of supply in the latest MAR report and homes selling for 97.8% of original list price on average. Individual streets, price ranges and property types can behave very differently.

Is there public transit from Winthrop to Boston?

Yes. MBTA service in Winthrop: ferry: Winthrop (Winthrop Landing). Check the MBTA's current schedules for times.

MLS listings

Winthrop homes for sale right now.

Active and coming-soon listings in Winthrop, through my Ruuster home search. Save a search to hear about new ones as they come on.

Search provided by Ruuster via HomeBase. Open the full Winthrop search in a new tab (opens in a new tab). Listing information is deemed reliable but not guaranteed.

Buying or selling here?

Interested in Winthrop?

Tell me what you're weighing: a street, a price range, a timeline. I'll send the recent sales that matter and what I'd watch for in Winthrop specifically.

More Greater Boston towns

Sources: market figures, Massachusetts Association of REALTORS®, Local Market Update (data: MLS PIN; © ShowingTime Plus); tax rate, Massachusetts Division of Local Services, Municipal Databank, Tax Rates by Class; population, U.S. Census Bureau, Vintage 2024 population estimates for cities and towns; stations, MBTA (V3 API); distance, OpenStreetMap Nominatim (town center); miles are straight-line to Boston City Hall. Numbers retrieved 2026-10-21.

Let's talk

Thinking about a move? Start with the numbers.

Tell me what you're trying to do, when, and why. I'll walk you through what it would take, and tell you straight whether now makes sense and whether I'm the right person for it.