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Salem & the North Shore · Town guide

Living in Swampscott, MA.

A small coastal town between Lynn and Marblehead with beaches, a commuter rail stop, and a mostly residential feel.

Swampscott at a glance

Median single-family
$862,875
▼ 2.9% vs. last year
Median condo
$510,000
▲ 6.2% vs. last year
Days on market
41
single-family, year to date
Sale vs. original list
99.9%
single-family, year to date
Residential tax rate
$12.00
per $1,000, FY2026
Population
15,658
2024 Census estimate, +3.6% since 2020
To Boston
10 mi
straight line to City Hall
MBTA rail & ferry
Commuter rail

Swampscott market · August 2026 year to date

The numbers, before the opinions.

Swampscott single-family and condo market, August 2026 year to date
MeasureSingle-familyCondo
Median sale price$862,875$510,000
Change vs. last year▼ 2.9%▲ 6.2%
Sales closed7240
Median days on market4141
Sale price vs. original list99.9%97.7%
For sale at month end2011
Months of supply2.42.3

Source: Massachusetts Association of REALTORS®, Swampscott Local Market Update (PDF, opens in a new tab) (MLS PIN data). Year-to-date figures except homes for sale and months of supply, which are for the latest month. A town median is a starting point; the right price is street by street.

Side by side · August 2026 year to date

How does Swampscott compare with nearby towns?

Swampscott compared with the nearest towns I cover
TownMedian single-familyMedian condoDays on marketTax rate (FY2026)
Swampscott$862,875 ▼ 2.9%$510,00041$12.00
Lynn$580,000 ▼ 3.3%$385,50037$10.30
Nahant$991,500 ▲ 16.6%$770,00077$8.99
Salem$720,000 ▼ 0.7%$510,00034$10.78
Marblehead$1,135,000 ▲ 13.1%$635,00032$8.56
Peabody$720,000 ▲ 2.9%$469,90028$9.47

Year-to-date medians from each town's MAR Local Market Update; tax rates per $1,000 from the Mass. Division of Local Services. Nearby = closest town centers among the towns I cover.

Town guide

What it's like to live in Swampscott.

What is it like to live in Swampscott?

Swampscott is small, coastal, and close to Boston by North Shore standards. The shoreline is a run of beaches, the town has its own commuter rail station, and Lynn and Salem put more shopping and services within a short drive.

It appeals to buyers who want the ocean and a train in the same town, and who don't need Marblehead's price tag.

What are Swampscott's neighborhoods like?

A quick orientation, not a ranking:

AreaWhat it's likeWorth a look if you want
Near the beachesStreets close to King's, Fisherman's, and Phillips beachesWalking to the water
Olmsted districtHistoric subdivision laid out by Frederick Law Olmsted's firmArchitecture and a planned-neighborhood feel
Inland neighborhoodsResidential streets away from the shore toward the Salem lineMore house for the money
Near the stationStreets within walking distance of the commuter railA car-light Boston commute

What does housing look like in Swampscott?

Swampscott is mostly single-family, with older colonials, Victorians, and capes, plus condos near the water and some two-families. True oceanfront homes command a steep premium; a few streets back, prices come down noticeably.

It's a small market, so the right house may only come up a few times a year.

How is the commute from Swampscott to Boston?

Swampscott has an MBTA commuter rail station on the Newburyport/Rockport Line into North Station, and it's one of the closer North Shore towns to Boston by car via Route 1A. Check the MBTA's current schedule for times.

Where do people spend time in Swampscott?

  • King's Beach, Preston Beach, Fisherman's Beach, and Phillips Beach
  • The town's waterfront green and fish house area near Fisherman's Beach
  • Walking routes along the shore toward Lynn

What should buyers and sellers know about Swampscott?

  • Coastal and low-lying streets can be in flood zones. Check the FEMA map.
  • The median eased slightly in 2026 while Marblehead's rose, so value comparisons between the two shifted.
  • With a small number of sales each year, the town median can swing. Price to your street.

For public school information, see the Massachusetts Department of Elementary and Secondary Education's school and district profiles (Swampscott Public Schools).

Questions people actually ask.

Does Swampscott have a train to Boston?

Yes. Swampscott has an MBTA commuter rail station on the Newburyport/Rockport Line into North Station.

Is Swampscott cheaper than Marblehead?

Yes, at the median. Through August 2026, Swampscott's median single-family price was well below Marblehead's. See my Marblehead vs. Swampscott comparison.

MBTA stations in Swampscott

  • Commuter rail: Swampscott (Newburyport/Rockport Line)

Monthly cost calculator

What would a Swampscott home cost per month?

Pre-filled with Swampscott's median single-family price and its FY2026 tax rate. Change anything. This is an estimate for planning, not a loan quote.

— / month

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Doesn't include mortgage insurance (often required under 20% down), utilities, or maintenance. Property tax here assumes the assessed value equals the price.

Talk with Xavier about Swampscott

How I help in Swampscott

Three ways to start.

Buy in Swampscott

What homes here actually sell for, what they cost to own, and an offer strategy you can defend.

Buying with Xavier

Sell in Swampscott

A price grounded in Swampscott sales, a plan for what to fix, and a clear read on every offer.

Get a home valuation

Invest in Swampscott

Two- and three-families run as numbers: rents, expenses, financing, and condition.

Multifamily & investing

Quick answers about Swampscott.

What is the median home price in Swampscott, MA?

The median single-family sale price in Swampscott was $862,875 for August 2026 year to date, compared with $888,500 for the same period a year earlier. The median condo sold for $510,000. Source: Massachusetts Association of REALTORS® (MLS PIN data).

How fast are homes selling in Swampscott?

Single-family homes that sold in Swampscott during August 2026 year to date spent a median of about 41 days on market and sold for 99.9% of their original list price on average, according to MAR.

What is the property tax rate in Swampscott, MA?

Swampscott's FY2026 residential property tax rate is $12.00 per $1,000 of assessed value (Massachusetts Division of Local Services). On a home assessed at the median single-family sale price, that's roughly $10,350 a year; your actual bill depends on the assessed value.

Is there public transit from Swampscott to Boston?

Yes. MBTA service in Swampscott: commuter rail: Swampscott (Newburyport/Rockport Line). Check the MBTA's current schedules for times.

Reading about Swampscott.

MLS listings

Swampscott homes for sale right now.

Active and coming-soon listings in Swampscott, through my Ruuster home search. Save a search to hear about new ones as they come on.

Search provided by Ruuster via HomeBase. Open the full Swampscott search in a new tab (opens in a new tab). Listing information is deemed reliable but not guaranteed.

Buying or selling here?

Interested in Swampscott?

Tell me what you're weighing: a street, a price range, a timeline. I'll send the recent sales that matter and what I'd watch for in Swampscott specifically.

More Salem & the North Shore towns

Sources: market figures, Massachusetts Association of REALTORS®, Local Market Update (data: MLS PIN; © ShowingTime Plus); tax rate, Massachusetts Division of Local Services, Municipal Databank, Tax Rates by Class; population, U.S. Census Bureau, Vintage 2024 population estimates for cities and towns; stations, MBTA (V3 API); distance, OpenStreetMap Nominatim (town center); miles are straight-line to Boston City Hall. Numbers retrieved 2026-09-25.

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