Less house, the right house.

Downsizing decisions are rarely only about square footage. They're about stairs, upkeep, being closer to family, and what the equity in a long-held home can do next. I'll help you see the whole picture before anything goes on the market.

What I help you work through

• What your home is worth today, and what you'd likely net after costs.
• What "smaller" actually costs. A condo can trade a lawn for a monthly fee, a special assessment risk, and rules. We read the condo documents and financials before you commit.
• Condo due diligence in Massachusetts includes reviewing the association's budget, reserves, and meeting minutes, plus the 6(d) certificate that confirms whether the unit's fees are paid up.
• Single-level living and accessibility: the features that matter now and ten years from now.
• Timing the sale and the purchase so you move once, not twice.
• Taxes on the sale. There are federal rules on excluding gain from the sale of a primary home. Talk to a tax professional about your situation before you list.

Getting a long-held home ready

After many years in one house, it's easy to over-invest in pre-sale projects. We'll decide together what's worth fixing, what to leave for the buyer, and how to price it so the difference doesn't come out of your pocket.

Next step

Talk with Xavier for a straight read on your home's value and your options. See also how I sell.