Greater Boston · Town guide
Living in Belmont, MA.
A close-in suburb between Cambridge and Waltham with two commuter rail stops, three small business squares, Belmont Hill, and homes ranging from two-families to large single-families.
Belmont at a glance
- Median single-family
- $1,600,000
- ▼ 11.1% vs. last year
- Median condo
- $925,000
- ▼ 0.5% vs. last year
- Days on market
- 34
- single-family, year to date
- Sale vs. original list
- 99.6%
- single-family, year to date
- Residential tax rate
- $11.51
- per $1,000, FY2026
- Population
- 27,442
- 2024 Census estimate, +0.5% since 2020
- To Boston
- 7 mi
- straight line to City Hall
- MBTA rail & ferry
- Commuter rail
Belmont market · September 2026 year to date
The numbers, before the opinions.
| Measure | Single-family | Condo |
|---|---|---|
| Median sale price | $1,600,000 | $925,000 |
| Change vs. last year | ▼ 11.1% | ▼ 0.5% |
| Sales closed | 87 | 40 |
| Median days on market | 34 | 48 |
| Sale price vs. original list | 99.6% | 99.9% |
| For sale at month end | 32 | 21 |
| Months of supply | 3.1 | 4.9 |
Source: Massachusetts Association of REALTORS®, Belmont Local Market Update (PDF, opens in a new tab) (MLS PIN data). Year-to-date figures except homes for sale and months of supply, which are for the latest month. A town median is a starting point; the right price is street by street.
What the numbers mean
Buying or selling in Belmont?
By the usual rule of thumb (under about four months of supply favors sellers, over six favors buyers), the Belmont single-family market was seller-leaning, with 3.1 months of supply in the latest MAR report and homes selling for 99.6% of original list price on average. Individual streets, price ranges and property types can behave very differently.
If you're selling in Belmont
- Homes in Belmont have sold for about 99.6% of their original list price on average, close to asking. Pricing near the market from day one is what keeps you there.
- The median single-family home took about 34 days to sell. Plan your next move around that, plus about 30 to 60 days to close.
If you're buying in Belmont
- Most Belmont homes sell close to asking (99.6% of original list on average), so there's some room to negotiate, but rarely a lot on homes priced right.
- With a median of about 34 days on market, you'll usually have time for a second showing, but not forever.
- Condos in Belmont had a median of $925,000 versus $1,600,000 for single-families. If the single-family budget is a stretch, a condo or a two-family can be a way in.
Side by side · September 2026 year to date
How does Belmont compare with nearby towns?
| Town | Median single-family | Median condo | Days on market | Tax rate (FY2026) |
|---|---|---|---|---|
| Belmont | $1,600,000 ▼ 11.1% | $925,000 | 34 | $11.51 |
| Arlington | $1,347,500 ▲ 7.8% | $910,000 | 26 | $10.67 |
| Watertown | $1,160,000 ▲ 13.2% | $725,000 | 28 | $12.20 |
| Waltham | $870,000 ▼ 3.3% | $697,500 | 37 | $10.32 |
| Medford | $899,500 ▼ 1.2% | $682,450 | 32 | $8.63 |
| Somerville | $1,325,000 ▼ 5.0% | $860,000 | 43 | $10.98 |
Year-to-date medians from each town's MAR Local Market Update; tax rates per $1,000 from the Mass. Division of Local Services. Nearby = closest town centers among the towns I cover.
Town guide
What it's like to live in Belmont.
What is it like to live in Belmont?
Belmont is a residential town just west of Cambridge. It's organized around three small commercial centers (Belmont Center, Waverley Square and Cushing Square) and is known for leafy streets, Belmont Hill, and open space at Beaver Brook and Rock Meadow.
What are Belmont's neighborhoods like?
A quick orientation, not a ranking:
| Area | What it's like | Worth a look if you want |
|---|---|---|
| Belmont Center | Shops, the library area and a commuter rail stop | Walking to the train |
| Waverley Square | A second commuter rail stop, with two-families and smaller homes nearby | Transit and a mix of housing |
| Cushing Square and the Cambridge side | Two-families and condos near Watertown and Cambridge | Proximity to Cambridge |
| Belmont Hill | Large single-family homes on the hill | Space and larger homes |
What does housing look like in Belmont?
A wide range: two-families and condos near the eastern and southern edges, colonials and Victorians through the middle of town, and large single-family homes on Belmont Hill.
How is the commute from Belmont to Boston?
Belmont has two commuter rail stations on the Fitchburg Line, Belmont Center and Waverley, into North Station. Buses connect to Harvard Square, and Route 2 runs along the northern edge.
Where do people spend time in Belmont?
- Beaver Brook Reservation
- Rock Meadow
- Mass Audubon's Habitat Education Center
- The town's three squares
What should buyers and sellers know about Belmont?
- High prices and steady demand: look at the comparison table above.
- Two-family condos: review the condo documents carefully.
- Older homes: plan inspections for older systems and lead paint.
For public school information, see the Massachusetts Department of Elementary and Secondary Education's school and district profiles (Belmont Public Schools).
Questions people actually ask.
Does Belmont have a train station?
Yes, two: Belmont Center and Waverley, both on the Fitchburg Line.
What's the difference between Belmont Hill and the rest of Belmont?
Belmont Hill has larger homes and lots; the eastern and southern parts of town have more two-families and condos closer to Cambridge and Watertown.
MBTA stations in Belmont
- Commuter rail: Belmont, Waverley (Fitchburg Line)
Mortgage rates · week of October 15, 2026
What today's rate means for your payment in Belmont.
The average 30-year fixed rate this week is 7.40%. On Belmont's median single-family price of $1,600,000 with 20% down (a $1,280,000 loan), here's the monthly principal and interest, and how much a rate move changes it.
| Scenario | 30-year rate | Principal & interest | vs. this week |
|---|---|---|---|
| A year ago | 6.27% | $7,900/mo | −$960/mo |
| This week | 7.40% | $8,860/mo | |
| If rates rise half a point | 7.90% | $9,300/mo | +$440/mo |
| If rates fall half a point | 6.90% | $8,430/mo | −$430/mo |
| If rates fall a full point | 6.40% | $8,010/mo | −$860/mo |
Rate source: Freddie Mac Primary Mortgage Market Survey® (opens in a new tab), national weekly average. Principal and interest only; taxes, insurance and any condo fees are extra (use the calculator below). Your actual rate depends on your credit, loan type and points. Ask a lender for a quote, or ask me for an introduction.
Monthly cost calculator
What would a Belmont home cost per month?
Pre-filled with Belmont's median single-family price, its FY2026 tax rate and this week's average 30-year mortgage rate. Change anything. This is an estimate for planning, not a loan quote.
How I help in Belmont
Three ways to start.
Buy in Belmont
What homes here actually sell for, what they cost to own, and an offer strategy you can defend.
Buying with XavierSell in Belmont
A price grounded in Belmont sales, a plan for what to fix, and a clear read on every offer.
Get a home valuationInvest in Belmont
Two- and three-families run as numbers: rents, expenses, financing, and condition.
Multifamily & investingQuick answers about Belmont.
What is the median home price in Belmont, MA?
The median single-family sale price in Belmont was $1,600,000 for September 2026 year to date, compared with $1,800,000 for the same period a year earlier. The median condo sold for $925,000. Source: Massachusetts Association of REALTORS® (MLS PIN data).
How fast are homes selling in Belmont?
Single-family homes that sold in Belmont during September 2026 year to date spent a median of about 34 days on market and sold for 99.6% of their original list price on average, according to MAR.
What is the property tax rate in Belmont, MA?
Belmont's FY2026 residential property tax rate is $11.51 per $1,000 of assessed value (Massachusetts Division of Local Services). On a home assessed at the median single-family sale price, that's roughly $18,420 a year; your actual bill depends on the assessed value.
Is it a buyer's or seller's market in Belmont, MA?
By the usual rule of thumb (under about four months of supply favors sellers, over six favors buyers), the Belmont single-family market was seller-leaning, with 3.1 months of supply in the latest MAR report and homes selling for 99.6% of original list price on average. Individual streets, price ranges and property types can behave very differently.
Is there public transit from Belmont to Boston?
Yes. MBTA service in Belmont: commuter rail: Belmont, Waverley (Fitchburg Line). Check the MBTA's current schedules for times.
MLS listings
Belmont homes for sale right now.
Active and coming-soon listings in Belmont, through my Ruuster home search. Save a search to hear about new ones as they come on.
Search provided by Ruuster via HomeBase. Open the full Belmont search in a new tab (opens in a new tab). Listing information is deemed reliable but not guaranteed.
Buying or selling here?
Interested in Belmont?
Tell me what you're weighing: a street, a price range, a timeline. I'll send the recent sales that matter and what I'd watch for in Belmont specifically.
More Greater Boston towns
- Boston
- Cambridge
- Somerville
- Brookline
- Medford
- Malden
- Everett
- Revere
- Chelsea
- Melrose
- Wakefield
- Reading
- Stoneham
- Winchester
- Wilmington
- Winthrop
- Arlington
- Watertown
- Newton
- Waltham
- Lexington
- Woburn
- Burlington
- North Reading
- Needham
- Wellesley
- Dedham
- All towns
Sources: market figures, Massachusetts Association of REALTORS®, Local Market Update (data: MLS PIN; © ShowingTime Plus); tax rate, Massachusetts Division of Local Services, Municipal Databank, Tax Rates by Class; population, U.S. Census Bureau, Vintage 2024 population estimates for cities and towns; stations, MBTA (V3 API); distance, OpenStreetMap Nominatim (town center); miles are straight-line to Boston City Hall. Numbers retrieved 2026-10-21.