Merrimack Valley · Town guide
Living in Merrimac, MA.
A small Merrimack Valley town near Amesbury and the New Hampshire line, with a historic square, Lake Attitash, municipal electric and quick access to I-495.
Merrimac at a glance
- Median single-family
- $699,500
- ▼ 2.2% vs. last year
- Median condo
- $460,000
- ▲ 5.6% vs. last year
- Days on market
- 46
- single-family, year to date
- Sale vs. original list
- 97.1%
- single-family, year to date
- Residential tax rate
- $13.19
- per $1,000, FY2026
- Population
- 6,810
- 2024 Census estimate, +1.2% since 2020
- To Boston
- 33 mi
- straight line to City Hall
- MBTA rail & ferry
- No MBTA rail station in town
Merrimac market · September 2026 year to date
The numbers, before the opinions.
| Measure | Single-family | Condo |
|---|---|---|
| Median sale price | $699,500 | $460,000 |
| Change vs. last year | ▼ 2.2% | ▲ 5.6% |
| Sales closed | 30 | 5 |
| Median days on market | 46 | 56 |
| Sale price vs. original list | 97.1% | 94.8% |
| For sale at month end | 7 | 4 |
| Months of supply | 1.6 | 4.0 |
Source: Massachusetts Association of REALTORS®, Merrimac Local Market Update (PDF, opens in a new tab) (MLS PIN data). Year-to-date figures except homes for sale and months of supply, which are for the latest month. A town median is a starting point; the right price is street by street.
What the numbers mean
Buying or selling in Merrimac?
By the usual rule of thumb (under about four months of supply favors sellers, over six favors buyers), the Merrimac single-family market was a strong seller's market, with 1.6 months of supply in the latest MAR report and homes selling for 97.1% of original list price on average. Individual streets, price ranges and property types can behave very differently.
If you're selling in Merrimac
- Homes in Merrimac have sold for about 97.1% of their original list price on average, close to asking. Pricing near the market from day one is what keeps you there.
- The median single-family home took about 46 days to sell. Plan your next move around that, plus about 30 to 60 days to close.
If you're buying in Merrimac
- Most Merrimac homes sell close to asking (97.1% of original list on average), so there's some room to negotiate, but rarely a lot on homes priced right.
- With a median of about 46 days on market, you can be deliberate, and homes that have sat longer may have flexible sellers.
- Condos in Merrimac had a median of $460,000 versus $699,500 for single-families. If the single-family budget is a stretch, a condo or a two-family can be a way in.
Side by side · September 2026 year to date
How does Merrimac compare with nearby towns?
| Town | Median single-family | Median condo | Days on market | Tax rate (FY2026) |
|---|---|---|---|---|
| Merrimac | $699,500 ▼ 2.2% | $460,000 | 46 | $13.19 |
| West Newbury | $1,025,000 ▼ 4.7% | $682,000 | 49 | $10.15 |
| Amesbury | $677,000 ▼ 8.2% | $425,000 | 32 | $15.05 |
| Groveland | $735,000 ▼ 1.0% | $544,500 | 40 | $12.98 |
| Haverhill | $615,000 ▲ 1.7% | $420,000 | 32 | $10.61 |
| Newburyport | $1,050,000 ▼ 10.6% | $760,000 | 33 | $9.26 |
Year-to-date medians from each town's MAR Local Market Update; tax rates per $1,000 from the Mass. Division of Local Services. Nearby = closest town centers among the towns I cover.
Town guide
What it's like to live in Merrimac.
What is it like to live in Merrimac?
Merrimac is a small town on the north side of the Merrimack River, between Amesbury, Haverhill and the New Hampshire line. Once known for carriage making, it has a compact historic square and a quiet, residential feel.
What are Merrimac's neighborhoods like?
A quick orientation, not a ranking:
| Area | What it's like | Worth a look if you want |
|---|---|---|
| Merrimac Square | The town center with older homes and small businesses | A walkable center |
| Around Lake Attitash | Homes near the lake, shared with Amesbury | Lake access |
| Merrimacport and the river | A riverside village along the Merrimack | A quieter, historic setting |
What does housing look like in Merrimac?
Mostly single-family, with some condos and two-families near the square. A mix of antiques, capes, colonials and newer homes.
How is the commute from Merrimac to Boston?
No train station in town; the Haverhill Line and Newburyport stations are nearby. I-495 is close.
Where do people spend time in Merrimac?
- Lake Attitash
- Merrimac Square
- Conservation land along the river
What should buyers and sellers know about Merrimac?
- Municipal electric: Merrimac has its own municipal light department.
- Low inventory: homes have been moving, so buyers should be ready.
- Pricing: average sale prices have been slightly under original list, so price carefully at launch.
For public school information, see the Massachusetts Department of Elementary and Secondary Education's school and district profiles (the Pentucket Regional School District).
Questions people actually ask.
Is Merrimac close to New Hampshire?
Yes. It borders New Hampshire to the north.
Is Lake Attitash in Merrimac or Amesbury?
Both. The lake is shared by the two towns.
Mortgage rates · week of October 15, 2026
What today's rate means for your payment in Merrimac.
The average 30-year fixed rate this week is 7.40%. On Merrimac's median single-family price of $699,500 with 20% down (a $559,600 loan), here's the monthly principal and interest, and how much a rate move changes it.
| Scenario | 30-year rate | Principal & interest | vs. this week |
|---|---|---|---|
| A year ago | 6.27% | $3,450/mo | −$420/mo |
| This week | 7.40% | $3,870/mo | |
| If rates rise half a point | 7.90% | $4,070/mo | +$190/mo |
| If rates fall half a point | 6.90% | $3,690/mo | −$190/mo |
| If rates fall a full point | 6.40% | $3,500/mo | −$370/mo |
Rate source: Freddie Mac Primary Mortgage Market Survey® (opens in a new tab), national weekly average. Principal and interest only; taxes, insurance and any condo fees are extra (use the calculator below). Your actual rate depends on your credit, loan type and points. Ask a lender for a quote, or ask me for an introduction.
Monthly cost calculator
What would a Merrimac home cost per month?
Pre-filled with Merrimac's median single-family price, its FY2026 tax rate and this week's average 30-year mortgage rate. Change anything. This is an estimate for planning, not a loan quote.
How I help in Merrimac
Three ways to start.
Buy in Merrimac
What homes here actually sell for, what they cost to own, and an offer strategy you can defend.
Buying with XavierSell in Merrimac
A price grounded in Merrimac sales, a plan for what to fix, and a clear read on every offer.
Get a home valuationInvest in Merrimac
Two- and three-families run as numbers: rents, expenses, financing, and condition.
Multifamily & investingQuick answers about Merrimac.
What is the median home price in Merrimac, MA?
The median single-family sale price in Merrimac was $699,500 for September 2026 year to date, compared with $715,000 for the same period a year earlier. The median condo sold for $460,000. Source: Massachusetts Association of REALTORS® (MLS PIN data).
How fast are homes selling in Merrimac?
Single-family homes that sold in Merrimac during September 2026 year to date spent a median of about 46 days on market and sold for 97.1% of their original list price on average, according to MAR.
What is the property tax rate in Merrimac, MA?
Merrimac's FY2026 residential property tax rate is $13.19 per $1,000 of assessed value (Massachusetts Division of Local Services). On a home assessed at the median single-family sale price, that's roughly $9,230 a year; your actual bill depends on the assessed value.
Is it a buyer's or seller's market in Merrimac, MA?
By the usual rule of thumb (under about four months of supply favors sellers, over six favors buyers), the Merrimac single-family market was a strong seller's market, with 1.6 months of supply in the latest MAR report and homes selling for 97.1% of original list price on average. Individual streets, price ranges and property types can behave very differently.
Is there a train from Merrimac to Boston?
There's no MBTA rail station in Merrimac. It's about 33 miles from Boston in a straight line; most residents drive or use a station in a nearby town.
MLS listings
Merrimac homes for sale right now.
Active and coming-soon listings in Merrimac, through my Ruuster home search. Save a search to hear about new ones as they come on.
Search provided by Ruuster via HomeBase. Open the full Merrimac search in a new tab (opens in a new tab). Listing information is deemed reliable but not guaranteed.
Buying or selling here?
Interested in Merrimac?
Tell me what you're weighing: a street, a price range, a timeline. I'll send the recent sales that matter and what I'd watch for in Merrimac specifically.
More Merrimack Valley towns
- Haverhill
- Lowell
- Lawrence
- Methuen
- Andover
- North Andover
- Dracut
- Chelmsford
- Tewksbury
- Billerica
- Groveland
- Amesbury
- Newburyport
- All towns
Sources: market figures, Massachusetts Association of REALTORS®, Local Market Update (data: MLS PIN; © ShowingTime Plus); tax rate, Massachusetts Division of Local Services, Municipal Databank, Tax Rates by Class; population, U.S. Census Bureau, Vintage 2024 population estimates for cities and towns; stations, MBTA (V3 API); distance, OpenStreetMap Nominatim (town center); miles are straight-line to Boston City Hall. Numbers retrieved 2026-10-21.